Who we are

Nestflow is a Netherlands-based fintech company committed to empowering homeowners. We’re here to help give homeowners the financial flexibility to shape their lives and fulfill their aspirations.
Who We Are

Our Pledge To You

1.

Flexibility

Nestflow’s solutions help you get the funds you need later in life, offering you a more flexible way to draw cash from your built-up home equity.
2.

Your choice

You can continue to live in your home for as long as you want. Move only if you choose, when you choose. You remain full legal owner.
3.

Financial confidence

No payments are due until you leave (or choose to repay earlier). When you leave, you repay what you've borrowed, plus interest that has accrued.

Our history

Our Dutch founder Edgar started Nestflow after seeing several of his relatives struggle with their day-to-day spending, despite having hundreds of thousands of Euros (€) in home equity. Like many European homeowners, they were “house rich but cash poor.” Although their home was their largest financial asset, they needed a flexible way to tap this built-up home value to help them get more out of life.
Traditionally, homeowners who wanted to use their home's built-up value had few options: sell the home outright or take out a loan against it. But many homeowners don't want to sell, even partially. They want to stay in their current home. Loans also may be challenging due to bank restrictions based on age and finances, especially in retirement.
Our History
Your Home, Your Cashflow

Nestflow: your home, your cashflow

That’s why we created Nestflow. We’re developing Nestflow Flex Advance to be a new kind of mortgage-secured loan, designed specifically to make this process easier and more flexible. Qualifying homeowners can draw against a portion of their home’s value, even if they have an existing bank mortgage. After your first draw, if your needs change, you can request additional funds under the same facility. And you retain full ownership of your home.
Even better, there are no restrictions on use of the funds you receive from Nestflow – for example, making home renovations, paying for in-home care or travel, or even starting to transfer funds to your kids & grandkids.  And there is no fixed term, and no monthly payments to make. In fact, no payments are due until you leave (or choose to repay earlier). When you leave, you repay what you've borrowed, plus interest that has accrued. We want to keep the process simple, fast and transparent.

Our team

Nestflow’s team is uniquely positioned to bring responsible home-equity release to today’s Dutch and (later) broader European market.  We have deep backgrounds at traditional banks/mortgage providers (ABN AMRO, Morgan Stanley, Rabobank, ING) and investment analysis firms (Morningstar, Bloomberg, Reuters, Standard & Poor’s). We also have worked on scaling innovative technology platforms like Google.
Our Team